How to pay someone through PayPal without an account


How do I send PayPal to friends and family?

How to send PayPal Friends and Family

  1. Log into the PayPal account.
  2. Select “Send & Request”
  3. Input the recipient’s details using either the name, email address or phone number in the “Send money” section.
  4. Choose “Sending to a friend” when prompted.
  5. Enter the payment amount and add a note, if desired.
  6. Click Submit.


Can someone without a PayPal account send me money without having to sign up?


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What Are the Disadvantages of PayPal?

PayPal can be very useful when receiving money from strangers. Using PayPal means you do not share any of your bank details with the seller – the only information they get is from PayPal. Payments are instant so there is no more waiting for goods to be dispatched once a cheque has cleared banking.

However, PayPal also has a few disadvantages. One of the disadvantages is that PayPal charges high fees for non-PayPal payments. If both parties don’t have PayPal accounts, the fees can range from 1.9% to 2.9% plus $0.30 per transaction which can get very costly.

PayPal also automatically offers PayPal Buyer Protection which means you can make a claim to get your money back if goods you’ve paid for don’t turn up or they’re not as the seller described when they arrive.

The disadvantage is that if you enter into a dispute with someone and payment was handled by PayPal they will take over the arbitration process which can take a very long time.

Is it safe to send money through PayPal friends and family?

A PayPal spokesperson said: “PayPal Buyer Protection does not cover money transfers between friends or family. If someone selling you goods or a service asks you to send a friends and family payment, you should refuse.

The Takeaway

Millions of Americans still don’t have bank accounts. But if you owe them money, you won’t necessarily have to hand them cash or take your chances and send money via snail mail. You have plenty of options from mobile apps to prepaid debit cards. Even Facebook can help transfer money. It’s definitely an exciting time in the world of financial technology. And you can expect these services to become smarter, cheaper and more efficient.

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Western Union

For more than 145 years, people have been using Western Union’s money transferring services. Today, you can work with Western Union to send money in person, online or by phone. Below, we walk you through each of these methods:

Online: You can log on to the Western Union website or mobile app to send money to someone. You can cover the funds through your own bank account, a credit card or a debit card. Then indicate the agent location nearest your recipient when noting where you’d like to send the funds. The recipient can then walk into the corresponding Western Union office and pick the money up when it’s ready.

By phone: Call Western Union to set up a money transfer. Just have a credit card or debit card handy.

In person: Simply walk into one of the more than 500,000 Western Union locations worldwide, and set up a money transfer. Your recipient can simply pick up the cash or a prepaid debit card at a Western Union location near to where he or she is.

Fees depend on factors like the zip code where you’re sending money from as well as that of its destination. But transferring money domestically usually costs anywhere from $1 to $2. Your recipient may face a fee closer to $25 if he or she is picking the money up at an agent location. The Western Union website has a fee estimator tool you can use.

How to send money through PayPal without an account

To make a payment through PayPal without opening an account yourself, you’ll have to have the recipient send you an invoice or money request. This means you’ll receive an email with either a detailed invoice — usually if you’re paying a business — or a simple note explaining what the money is needed for.

Embedded in the email will be a ‘Pay now’ button, which is all you need to make the payment without opening a PayPal account yourself.

Step 1: Click on ‘Pay now’ in the email or invoice you’ve received

Assuming you’ve received the email detailing the payment, simply click on the ‘Pay now’ button.⁴ If you can’t see the email, it’s worth checking your trash or spam folders, in case it has been sent there.

Step 2: Enter your credit or debit card details

You’ll now be given the option to open a PayPal account yourself and pay that way. However, if you don’t want to do that, you just select the credit or debit card option and enter the details for the card you wish to use.⁴

It’s worth remembering, however, that payments through PayPal using a credit or debit card are much more expensive than payments made using a PayPal account with balance or a linked bank account.¹ You can look at the table in the previous section to get more of an idea of the cost differences.

Step 3: Confirm the payment

Here you’ll get a final chance to review the payment and make sure everything’s in order. If it’s all as you want it, just click confirm and the payment will be processed. You’ll receive an emailed receipt of your payment for your records.⁴